Explore our expert

Disability Insurance

Make sure the bills get paid, no matter what. Pay your bills. Adapt your life
Disability Cover

What we offer

People often wonder what the difference is between disability and impairment cover. Although they’re similar, they have different roles to play when it comes to your life insurance.

Let’s face it: if you weren’t able to work another day in your life – you’d need to win the lottery to cover all those bills.

Our disability cover pays out a lump sum or monthly income payments if an accident or illness means you can no longer work, protecting both your finances and your family. While our impairment insurance will provide money that you can use to make adjustments to your life such as installing a wheelchair ramp in your home.

Why choose our disability cover?

  • This cover will replace your income if you’re unable to work due to an accident or illness.
  • Choose the cover you need at the price you can afford.
  • Cover that pays a lump sum of up to R10 million and monthly income payments of up to R100 000.

Why choose our impairment cover?

  • This cover is not specifically related to your ability to earn a living.
  • It’s designed to help with the cost of adjusting to your new lifestyle, such as installing a wheelchair ramp or buying appliances not covered by your medical aid.
  • Receive a lump sum of up to R10 million or monthly income payments of up to R100 000.
  • This cover is a great option for those who can’t get disability cover because they’re considered too high risk in terms of their occupation.

Why choose our Disability Plus?

  • Keen to get the best of both? Disability Plus is the all-in-one insurance plan that covers you for disability and impairment:
  • Get paid out a lump sum and monthly payments.
  • Receive a tax-free lump sum payout of up to R10 million and, after the waiting period has expired, 1% of the lump sum will be paid monthly as an income.
  • It only has one general exclusion: don’t hurt yourself intentionally. If you’re a smoker who intends to quit within 12 months, get 10% off your premiums.
Disability Cover

Key Contacts

img-icon

Sebolelo Mhlongo

Relationship Manager
tel: 010 243 0311
img-icon

Sebolelo Mhlongo

Relationship Manager
tel: 010 243 0311